Interest Rates & Loan Details

• Interest Rates: Starting from 9.99% to 11.49% per annum.
• Loan Amount: Ranging from 25,001 to 1 crore.
• Loan Tenure: Up to 42 months.
• Processing Fee: Please refer to the “Base Rate & Service Charge” section on the official website for detailed charges.
• Prepayment Charges: Subject to bank policies; please contact the bank for specific details.
• Loan-to-Value (LTV) Ratio: Up to 75% of the gold’s market value.

Eligibility Criteria

• Age: Minimum 18 years.
• Ownership: Must own gold ornaments or jewellery.
• Customer Status: Available for both existing and new customers.

Documents Required

• Identity Proof: Aadhaar Card, PAN Card, Passport, or Driver’s License.
• Address Proof: Utility bill, Aadhaar Card, Passport, or Voter ID.
• Photographs: Recent passport-sized photos.

Repayment Options

• Bullet Repayment: Principal and interest payable at the end of the loan term.
• EMI Option: Equated Monthly Installments over the loan tenure.

Key Considerations Before Applying

• Gold Quality: Loans are based on the purity and weight of the gold.
• Loan Terms: Review the loan agreement carefully before signing.
• Gold Security: Non-repayment may lead to forfeiture of the pledged gold.

Benefits of CSB Bank Gold Loan

• Quick Loan Approval: Fast processing and disbursal, often on the same day.
• Attractive Interest Rates: Competitive rates starting from 9.99% per annum.
• High Loan Value: Loan up to 75% of the gold’s market value.
• Flexible Repayment: Options for bullet repayment or EMI.
• No Guarantor Required: The pledged gold itself serves as collateral.

Contact CSB Bank

• Customer Care: For detailed information and personalized assistance, please contact CSB Bank’s customer service or visit the nearest branch.
• Official Website: CSB Bank Gold Loan

Disclaimer: The above information is subject to change. For the latest updates, please refer to the official CSB Bank website or contact your nearest branch.