The Reserve Bank of India (RBI) has released draft guidelines overhauling gold loan regulations to enhance transparency and risk management. Here are the major proposals: 1. Loan-to-Value (LTV) Cap at 75% – Uniform 75% LTV limit for all gold loans (consumption purposes). – Banks may allow higher LTV for income-generating loans, subject to internal policies. – For bullet repayments (lump-sum payment), LTV calculated on principal + interest. 2. Stricter Collateral Rules – Proof of Ownership: Borrowers must submit documents verifying gold ownership. – Purity Certificate: Lenders must provide assay certificates detailing purity, weight, and value. – Eligible Collateral: Only jewellery, ornaments, and bank-sold gold coins (22+ carats). Loans barred against bullion, ETFs, or non-bank coins. – Silver Loans Allowed: For jewellery/ornaments and bank-sold coins (min. 925 purity). 3. Loan Limits & Valuation – Max 1 kg gold ornaments per borrower; 50-gram cap for coins. – Gold valued at 22-carat rates (converted if lower purity). Silver at 999 purity rates. 4. Borrower Safeguards – Clear Loan Agreements: Must detail collateral, auction terms, and charges. – Faster Collateral Release: Gold must be returned within 7 days of repayment, with ₹5,000/day penalty for delays. Experts note the draft aligns with post-pandemic normalization but may reduce loan accessibility for some borrowers. Stakeholder feedback is invited before finalization. Impact: Tighter norms aim to curb risks but could shrink loan amounts for those relying on non-jewellery gold assets.
3 மாவட்டங்களுக்கு வெள்ள அபாய எச்சரிக்கை!!
தென்பெண்ணை ஆற்றில் ஏற்பட்டுள்ள வெள்ளப்பெருக்கால், கிருஷ்ணகிரி, தர்மபுரி, திருவண்ணாமலை மாவட்டங்களுக்கு வெள்ள அபாய எச்சரிக்கை. ஆற்றில் இறங்கவோ, குளிக்கவோ வேண்டாம் என பொதுமக்களுக்கு அறிவுறுத்தல்.
Gold Rate Decreased Today Morning (20.05.2025)
The cost of gold has decreased by Rs. 45 per gram on Tuesday Morning (20.05.2025). The cost of the gold rate has decreased by Rs. 360 per sovereign. The gold rate has decreased and one sovereign is worth Rs. 69680.00 and a gram is Rs. 8710.00. The cost of 1 gram of pure gold (24 K) is now Rs. 9501.00. A kilo of silver is priced at Rs. 108,000.00 and a gram is worth Rs. 108.00.
Please be careful about these daily habits that could make your immune system weak!!
Are you aware of the fact that the immune System is our body`s natural defence mechanism against infections and diseases? It must be noted that every day habits can weaken our immune system to a huge extent. A person would have a weakened immune system if he or she doesn`t sleep well during the nights or over dependency on medicines especially antibiotics etc. Our immunity would become weak due to these daily bad habits, please take care. Not getting enough sleep: For the sake of immune regulation, it is highly essential to sleep well. It has been brought out that adults require 6 to 7 hours of sleep. Infection fighting cytokines production would get lowered due to poor sleep in the night. We would be more prone to infections like cold, flu etc. Excess intake of sugary and processed foods: There are possibilities of getting chronic inflammations by consuming excess amounts of sugary foods and processed foods etc. It has been confirmed by a research study published in `The American Journal of Clinical Nutrition` that 100 grams of sugar significantly reduces our immune response up to 5 hours. Sedentary lifestyle: We could become obese and have poor blood circulation if we follow a sedentary lifestyle or lack of physical activity. Point is that 150minutes of moderate physical activity would stimulate immune cell circulation and lower inflammation. High stress levels: Our cortisol levels would increase due to chronic stress in us. It is true that this would suppress immune system function over time. Truth is that stress would also affect our sleep, digestion and hormone regulation etc. It is believed that practising mindfulness, yoga and breathing exercises etc would help in maintaining our mental health. Excessive antibiotics use: Our immune health would depend on gut health. It is worth noting that disturbance in gut microbiota by excessive intake of antibiotics would weaken our immune system. Hence, it is essential that we must consume antibiotics in a restricted amount and often. Poor hydration habits: Lymph is a fluid that carries the immune cells throughout our body. Dehydration or water intake would result in productionon of lymph. It is essential to drink 8 to 10 glasses of water throughout the day. Smoking and alcohol intake: Our immune system would become weak if we smoke or consume alcohol. This is due to the release of toxins in us. It has been warned by CDC or Centre for Diseases Control that smokers and drinkers are more susceptible to respiratory infections and slow recovery etc. Please be careful and try to quit these habits. Not eating fruits and vegetables etc: For the sake of immunity or good immune system, vitamins like A, C and zinc etc play a huge role. When a person doesn`t eat whole fruits and vegetables etc then he or she would not get these important nutrients. Therefore, it is a must to consume citrus fruits, bell peppers, seeds etc.
தமிழ்நாட்டில் இயல்பைவிட 90% அதிக மழை!!
தமிழகத்தில் மார்ச் 1 முதல் இன்று வரை இயல்பைவிட 90% அதிக மழை பெய்துள்ளது; மார்ச் 1 முதல் தற்போதுவரை இயல்பாக பெய்ய வேண்டிய மழையின் அளவு 10 செ.மீ; ஆனால், 19.2 செ.மீ. மழை பெய்துள்ளது. – சென்னை வானிலை ஆய்வு மையம்
கிளாம்பாக்கம் புறநகர் ரயில் நிலையம் விரைவில் திறப்பு!!
கிளாம்பாக்கம் புறநகர் ரயில் நிலையம் ஜூலை அல்லது ஆகஸ்ட் மாதத்தில் திறக்கப்படும். ரயில்வே நடைமேடை அமைக்கும் பணிகள் 80% நிறைவு பெற்றது; ரயில் நிலையத்திற்கான முகப்பு கட்டமைப்பு, பயணிகள் நிழற்குடை, கழிவறை உள்ளிட்டவை அமைக்கும் பணிகள் விரைவில் முடிக்கப்படும்.- தெற்கு ரயில்வே
Business Network of Tamils (BNT) to Host Grand Networking Meet in Tiruvannamalai – 14th June 2025
After the resounding success of the BNT Bombay Meet, the Business Network of Tamils (BNT) is proud to announce its next powerful gathering in Tiruvannamalai, scheduled for 14th June 2025. This event aims to bring together Tamil entrepreneurs, business owners, and professionals for a dynamic day of networking, collaboration, and global business exploration.What is BNT – Business Network of Tamils?The Business Network of Tamils (BNT) is a global platform that empowers Tamil business professionals to connect, share business references, and grow together. BNT is dedicated to fostering a strong, supportive community where Tamil entrepreneurs can build relationships and access global opportunities.Key Highlights of BNT`s Vision: Weekly Saturday Networking Meets for sustained relationship building Collaborations with the Tamil Nadu Government to promote NRT (Non-Resident Tamils) initiatives Go-to-Market Global Program to support international business partnerships Launch of the BNT Digital Platform – enabling members to network, collaborate, and discuss business ideas online With strategic partnerships across Africa, the USA, and South-East Asia, BNT is successfully bridging local Tamil businesses with the global economy. Upcoming BNT Tiruvannamalai Meet – June 2025 Location: Tiruvannamalai, Tamil Nadu Date: 14 June 2025 Objective: Empower local Tamil entrepreneurs by connecting them with global networks and new business opportunitiesThis highly anticipated event will serve as a launching pad for many aspiring and established business owners in the region. Whether you`re a seasoned entrepreneur or just starting your journey, the BNT Meet in Tiruvannamalai offers an invaluable opportunity to connect with like-minded professionals, learn from industry experts, and explore global collaborations. Who Should Attend? Tamil business owners and entrepreneurs Start-up founders and aspiring entrepreneurs Professionals looking to expand ththeir network Those interested in international business and trade Be a Part of This MovementIf you are a Tamil entrepreneur in or around Tiruvannamalai, don’t miss this chance to be part of a growing movement focused on unity, collaboration, and global business growth. To join or express interest, contact us directly or comment below.Let’s Connect. Collaborate. Grow. Loading…
இன்றும், நாளையும் கனமழை தொடரும்!!
தமிழ்நாட்டில் இன்றும், நாளையும் கனமழை தொடரும்.பல்வேறு இடங்களில் 50 கி.மீ. வேகத்தில் காற்று, இடி, மின்னலுடன் மழைக்கு வாய்ப்பு.அரபிக்கடலில் நாளை மறுநாள் உருவாகிறது மேலடுக்கு சுழற்சி; மேலடுக்கு சுழற்சி வலுவடைந்து காற்றழுத்த தாழ்வு பகுதியாக மாறும் – இந்திய வானிலை ஆய்வு மையம்.
Gold Rate Increased Today Morning (19.05.2025)
The cost of gold has increased to Rs. 280 per sovereign on Today Morning (May 19, 2025). The cost of the gold rate has increased to Rs. 35 per gram. The gold rate has increased and one sovereign was worth Rs. 70040.00 and a gram was Rs. 8755.00. The cost of 1 gram of pure gold (24 K) is now Rs. 9550.00. A kilo of silver is priced at Rs. 109,000.00 and a gram is worth Rs. 109.00.
Swapping these foods with healthy foods would lower cholesterol levels and improve heart health!!
Do you love eating foods like sausages, bacon, red meat etc, then please be careful!! Point is that eating these above said foods might increase the heart based issues. Whether it is unhealthy lifestyle or poor food habits or stress, the fact is that these are the leading factors for poor cardiac health in us. It has been confirmed by research studies that unhealthy eating habits can raise bad cholesterol levels or LDL in us causing weak heart health. The heart doctors have mentioned that making changes in the diet by means of heart enriching foods would help us to lower bad cholesterol or LDL in a natural manner. These food alternatives would help us to lower our bad cholesterol levels and improve our heart health naturally. These are Replacing saturated fats with healthy fats: Bad cholesterol would increase in our blood if we consume saturated fats present in animal foods like red meat, butter, cheese etc. It is increased to replace saturated fats with healthy fats. Olive or avocado oil can be used for cooking as these oils are rich in heart healthy mono-saturated fatty acids. Instead of red meat it would be good to consume beans, lentils etc. Replacing refined carbs with whole grains: We could gain weight easily plus have higher cholesterol levels if we consume refined carbs like bread, pasta, and sugary cereals etc. Rich in fiber, whole grains can lower our bad cholesterol levels and by this our heart health would get boosted. Instead of white bread it is good to consume whole wheat bread or whole grain bread etc. In the same way, it would be good to opt for brown rice instead of white rice having rich fibre content etc. Consuming oats would also be superb as oats are full of fibres and our bad cholesterol would get lowered. Replacing processed meats with plant based protein foods: Unhealthy fats and sodium are present in excess in non-vegetarian foods like hot dogs, bacon, sausages etc. Eating these would increase bad cholesterol levels in us. Truth is that by replacing animal based proteins with plant based proteins our bad cholesterol levels would lower and heart health would get better. It would be better to eat plant based protein foods like chickpeas, lentils etc Replacing fried foods with baked/grilled foods: Our bad cholesterol levels would increase and we could get heart issues when we eat fried foods s with unhealthy fats and calories etc in them. It would be good to bake or grill instead of frying. It would be good to eat baked or grilled chicken instead of fried chicken. Replacing sugary foods with fresh fruits etc: It is worth mentioning here that sugary foods like desserts, cakes, cookies etc have added sugars and unhealthy fats in them. Consuming these foods would increase bad cholesterol in us. Replacing sugary foods with fresh fruits, nuts etc would improve our heart health. It would be good to eat unsalted almonds, walnuts etc instead of sugary candies or chocolates etc.
Various reasons why consuming sattu chaas will be superb for us during the summer season!!
Especially during the summers, sattu chaas could be a good alternative to sugary drinks. Not only sattu chaas can be a thirst quencher but also it can be good for our health. Across India in the states like Bihar, Jharkhand, MP, UP, Rajasthan, WB etc, sattu chaas is consumed by farmers and labourers etc. Roasted chickpea flour or sattu and buttermilk plus few spices are combined and by this we can get an amazing drink called sattu chaas. There are many nutrients like proteins, minerals like calcium and magnesium, fibres etc present in this fantastic summer drink. It has been confirmed by NIN or national institute for nutrition that sattu chaas could replenish salts and prevent heat strokes etc during the scorching summer season. Preparation of sattu chaas in homes: In the first step, ingredients like 2 tbsp sattu, one cup buttermilk plus roasted cumin, black salt, mint leaves etc. In the next step, it is necessary to mix these ingredients in a glass by stirring well and finally serve in a cold condition. It is necessary to consume sattu chaas during summers because of these reasons Natural body coolant: When we drink sattu chaas we would be able to regulate our body temperature. We could avoid dehydration etc by drinking electrolytes rich sattu chaas. Good for digestion and gut health: It is worthy to note that probiotics present in the buttermilk component of this drink would help in digestion. Issues like bloating would be relieved and healthy gut flora would be maintained. The presence of insoluble fibres in sattu chass would help in the bowel movement and constipation would be avoided in us. Helps in weight management: By consuming sattu chaas that is rich in fibres etc, we would feel full for a longer duration. We would avoid over eating and by this there would be healthy weight management. Improves energy & muscle healthy: Sattu, also called poor man`s protein, has many nutrients such as protein, iron, magnesium etc. By regularly consuming sattu chaas, we would have good energy levels throughout the day. This drink also supports muscle repair and recovery etc. Balances blood sugar and cholesterol levels: Having h high blood sugar levels is harmful and it would lead to many health complications. Intake of sattu chass would help us to manage our blood sugar levels effectively and this is due to its low GI or glycemic index and fibre content. Moreover, bad cholesterol levels would get lowered and this would help in protecting our heart health. Boost bone health: For our lives to be normal, we must have good bone health. In this regard, drinking sattu chaas would be superb. This is mainly due to the presence of calcium and magnesium etc.
கலசபாக்கம் அடுத்த பர்வதமலை ஏற புதிய கட்டுப்பாடுகள்!!
சுமார் 4,560 அடி உயரமுள்ள பர்வதமலை மீது பாதுகாப்பு நலன் கருதி 10 வயதுக் குட்பட்ட சிறுவர்கள் மற்றும் 60 வயதுக்கு மேற்பட்ட பெரியவர்கள் மலை மீது ஏற அனுமதி இல்லை. மேலும் உயர் ரத்த அழுத்த மற்றும் உடல்நிலை குறைபாடுகள் உள்ளவர்கள் மலை பயணத்தை தவிர்க்க வேண்டும். – அறநிலையத்துறை உத்தரவு.
11ம் வகுப்பு தேர்வு முடிவுகள் வெளியீடு!!
11ம் வகுப்பு தேர்வெழுதிய 4,03,949 மாணவியரும், 3,39,283 மாணவர்களும் தேர்ச்சி.மாணவர்களை விட மாணவிகள் கூடுதலாக 6.43% தேர்ச்சி பெற்றுள்ளனர் .
School Reopening Date Revealed! Minister Anbil Mahesh Speaks Out!
The results of the Class 10 public examination were released at 9 AM today, with a notable increase in the pass rate compared to last year. Girls outperformed boys by 6.43%. Speaking to the media about the results, Tamil Nadu School Education Minister Anbil Mahesh Poyyamozhi addressed concerns about the reopening of schools amid rising temperatures. He stated, “As already announced, schools are scheduled to reopen on June 2. We are still holding that position. However, the Climate Management Committee operating under the Chief Minister’s Office is monitoring the heat conditions. The final decision on reopening will be based on their recommendations.” He further added, “If the heatwave intensifies this year, we will act on the instructions of the Climate Management Committee in the best interest of students.” With the rising temperatures, students and parents are eagerly awaiting further updates, as a delay in reopening schools remains a possibility.
Gold Rate Increased Today Morning (16.05.2025)
The cost of gold has increased to Rs. 880 per sovereign on Today Morning (May 16, 2025). The cost of the gold rate has increased to Rs. 110 per gram. The gold rate has increased and one sovereign was worth Rs. 69760.00 and a gram was Rs. 8720.00. The cost of 1 gram of pure gold (24 K) is now Rs. 9512.00. A kilo of silver is priced at Rs. 108,000.00 and a gram is worth Rs. 108.00.
Career Counselling for Arts & Commerce Students – With Ex-DGP Sylendra Babu at SPR City
Shreyas Vidyalaya and SPR City are bringing our former DGP Shri Sailendra Babu IPS to address 11th, 12th students, graduates and their parents on Career Opportunities available to Arts & Commerce students Happy to welcome you and your friends to the Career Counselling Programme – SPR CITY, Perambur It’s useful for those exploring CA / CS / CMA or Civil Services after 12th or B.Com. You can pass onto your friends circle. Date : 18th May Time : 1.30 PM to 4.30 PM Venue : SPR CITY, Perambur Chief Guest : Mr. Sylendra Babu, Ex-DGP Guidance by experienced CAs from Shreyas Vidyalaya Location: https://128.pl/vDUqn Pls register Now: https://tinyurl.com/35m7kybt Contact: +91 88678 52243
Bed rotting can be harmful to our health in these ways, take care!!
Do you just lie down on the bed for a long time without sleeping but busy scrolling through the social media or binge watching etc, you might not be alone!! It is noteworthy that bed rotting can be a way to overcome stress, depression etc and many these days do this. Bitter truth is that bed rotting would become harmful if it replaces social interaction, physical activities and daily routines etc. Our health can get affected by bed rotting in these ways. Weakens muscles and joints etc: When we just lie down on the bed for a long time, our joints would turn stiff and we could get muscle atrophy etc. It must be taken into account that without any movement our body`s muscles in back, legs etc begin to weaken leading to back pain, poor posture etc. Disrupts sleeping patterns: When we spend excess time on the bed during the day, then our body`s circadian rhythm would get disrupted. By this, we could get issues in sleeping during the night plus poor sleep quality, insomnia etc. This would create a cycle of fatigue and bed rest etc. Increases depression and anxiety etc: Point is that bed rotting that starts as a coping mechanism could worsen mental health also. Truth is that the lack of sunlight coupled with physical activity etc would deepen sadness, isolation and anxiety etc. This could result in depression etc. Lowers cardiovascular health: The blood circulation would slow down when we simply lay on the bed for a long time. This could further result in blood clots, high BP, heart disease etc. So, please be careful. Leads to weight gain: By just lying on the bed the whole day, lowers calories burnt. Truth is that when we eat at this time it could lead to weight gain. Weakens immune functions: Our immune system would get impaired due to sedentary lifestyle and disturbed sleep etc. Bed rotting could worsen chronic stress leading to more inflammation markers and less white blood cells that fights infections etc. Digestive issues: Lying down after e eating meals would cause digestive problems like bloating, constipation and acid- reflux etc. Bowel functions would get stimulated by movement and lying on the bed or being inactive would disrupt this. Increases bedsores etc: It is possible to get bed sores etc if a person lies down on the bed for a longer time. Bed sores would be due to the pressure on the skin and tissues. Strains relationships: By bed rotting, relationships would get strained. We would feel isolated from family and friends etc. Absence of communication can further lead to loneliness and detachment etc. Lowers self esteem: We might not be productive if we stay in bed for a long time and this would bring our self esteem down to a huge extent. It must be noted that over time we could find it tough to get motivated to engage in work, hobbies etc. So, please take care.
காமர்ஸ் மாணவரும், டிப்ளமோ சேரலாம்!!
பன்னிரெண்டாம் வகுப்பில் வணிகவியல், வரலாறு பாடங்கள் உள்ளிட்ட எந்தப் பாடப் பிரிவில் படித்து தேர்ச்சி பெற்றிருந்தாலும் வரும் கல்வி ஆண்டு (2025-2026) முதல் பாலிடெக்னிக் கல்லூரிகளில் நேரடியாக இரண்டாம் ஆண்டில் சேர்ந்து பயில அனுமதி.
டிஎன்பிஎஸ்சி குரூப் 2 தேர்வு முடிவுகள் வெளியீடு!!
டிஎன்பிஎஸ்சி குரூப் 2 முதன்மை தேர்வு முடிவுகள் வெளியீடு. 2,006 காலிபணியிடங்களுக்கு நடத்தப்பட்ட குரூப் 2 முதன்மை தேர்வை 7,967 பேர் எழுதினர்.
ROTARY MEANS BUSINESS FELLOWSHIP (RMBF) திருவண்ணாமலை கிளை தொடக்க கூட்டம் – இன்று நடைபெறுகிறது!
அன்புள்ள வணிக நண்பர்களும் தொழில்முனைவோரும், உங்கள் வணிக வளர்ச்சிக்கும் தொழில் முன்னேற்றத்திற்கும் உதவியாக இருக்கக்கூடிய அரிய வாய்ப்பு! ROTARY MEANS BUSINESS FELLOWSHIP (RMBF) திருவண்ணாமலை கிளையின் தொடக்க கூட்டம் ஏற்பாடு செய்யப்பட்டுள்ளது. தேதி: 15-05-2025 (வியாழக்கிழமை) நேரம்: மாலை 4.00 மணி இடம்: ஹோட்டல் ஹிமாலயா, திருவண்ணாமலை RMBF என்றால் என்ன? RMBF (Rotary Means Business Fellowship) என்பது உலகளாவிய ரோட்டரி கூட்டணியாகும். இது வணிக வளர்ச்சி மற்றும் தொழில் முன்னேற்றத்தை நோக்கமாகக் கொண்டது. ரோட்டேரியன்கள் ஒருவரையொருவர் வணிக ரீதியாக ஆதரித்து, பரிந்துரை செய்வதன் மூலம் அனைவரும் வளர ஏற்கும் ஒரு சிறப்பான தளமாக RMBF அமைகிறது. யார் கலந்து கொள்ளலாம்? ரோட்டேரியன்கள் – திருவண்ணாமலை மற்றும் சுற்றியுள்ள ரோட்டரி கிளைகளைச் சேர்ந்தவர்கள். ரோட்டரி உறுப்பினராக இல்லாத தொழில்முனைவோரும் வணிகர்களும் – இவர்கள் RMBF-ல் சேர விரும்பினால், பிந்தைய காலத்தில் திருவண்ணாமலை அருகிலுள்ள எந்தவொரு ரோட்டரி கிளியிலும் உறுப்பினராக சேர வேண்டும். கூட்டத்தின் சிறப்பம்சங்கள்: RMBF கிளையின் செயல்பாடுகள், விதிமுறைகள் மற்றும் அதனுடைய பயன்கள் பற்றி விரிவாக விளக்கம். வணிகத்தைக் கவனமாக பேசும் ஒரு வட்டாரத்தில் வணிகத் தொடர்புகளை உருவாக்கும் வாய்ப்பு. வணிகம் மற்றும் தொழில் வளர்ச்சி பற்றிய பகிர்வுகள். கூட்டத்திற்கு பின் ஹை டீ வழங்கப்படும். சிறப்பு பேச்சாளர்: ரோட்டரி உறுப்பினர் PHF அப்துல் ஷுக்கூர் உதவி ஆளுநர் (2024-25) – RI மாவட்டம் 3231 RMB தலைவர் (2025-26) முக்கிய வேண்டுகோள்: ரோட்டரி உறுப்பினர்கள் மற்றும் வணிக ஆர்வமுள்ளவர்கள் அனைவரும் இந்த சந்திப்பில் தவறாமல் கலந்துகொள்ளுமாறு கேட்டுக்கொள்கிறோம். உங்கள் வணிகத்தை மேம்படுத்த இந்த RMBF ஒரு சிறந்த வாய்ப்பு ஆகும். தயவு செய்து இந்த செய்தியை உங்கள் ரோட்டரி கிளி வாட்ஸ்அப் மற்றும் சமூக ஊடகக் குழுக்களில் பகிருங்கள் — உங்கள் சுற்றத்திலுள்ள வணிகவாளர்களும், தொழில்முனைவோரும் இதனுடன் இணைய வழிகாட்டலாம். மேலும் விபரங்களுக்கு தொடர்பு கொள்ள: ரோட்டரி உறுப்பினர் சி.சி. ராமசந்திரர் – முன்னாள் தலைவர், ரோட்டரி கிளப் ராணிப்பேட்டை ரோட்டரி உறுப்பினர் PHF கே.எல். வின்சென்ட் – முன்னாள் தலைவர், ரோட்டரி கிளப் திருவண்ணாமலை