Interest Rates & Loan Details

• Interest Rates: Starting from 9% per annum.
• Loan Amount:
  • Minimum: 10,000
  • Maximum: 50 lakh
• Loan Tenure: Ranges from 3 months to 36 months.

Eligibility Criteria

• Age: Minimum 21 years.
• Income: Stable agricultural income.
• Land Ownership: Possession of at least one hectare of land.

Documents Required

• Identity Proof: Voter ID, Passport, PAN Card, Photo Credit Card, Driving License, or introduction from an existing customer.
• Address Proof: Ration Card, Passport, Utility Bill, Driver’s License, Credit Card Bill, or introduction from the applicant’s bank.
• Other Documents: Loan account statements, bank account statements, applicant’s photograph, proforma invoice, etc., as required by the bank.

Repayment Options

• Flexible Tenure: Choose a repayment period between 3 to 36 months.
• Payment Modes: Repay through monthly installments or as agreed upon with the bank.

Key Considerations Before Applying

• Gold Quality: The loan amount depends on the purity and weight of the gold pledged.
• Interest Rates: Rates start from 9% per annum but may vary based on loan amount and gold quality.
• Processing Time: Loans are typically approved quickly with minimal documentation.

Benefits of IDBI Bank Gold Loan

• Quick Processing: Fast approval and disbursal process.
• Competitive Interest Rates: Starting from 9% per annum.
• Flexible Repayment: Tenure options ranging from 3 to 36 months.
• High Loan Amount: Avail loans up to 50 lakh based on gold valuation.

Contact IDBI Bank

• Customer Care: For detailed information and personalized assistance, please contact IDBI Bank’s customer service or visit the nearest branch.
• Official Website: IDBI Bank Gold Loan

Disclaimer: The above information is subject to change. For the latest updates, please refer to the official IDBI Bank website or contact your nearest branch.